This was the first time in over a year of having the system that Pei Qian had properly fleeced it.

Previously, his highest record was just over 20,000 in losses, and the most he’d converted was 40,000 yuan during the fourth settlement by making a profit.

But this time, Pei Qian had directly raised that record by thirty times!

Pei Qian instantly felt that all his struggles had meaning! All his hard work had value!

As for what to do in the next cycle…

Heh, he’d figure that out later!

Pei Qian also noticed that the Mingyun Mountain Villa he bought had increased in value!

The villa that originally cost over 6 million has now risen to over 8 million.

This was obviously because Mingyun Private Kitchen had a very noticeable driving effect on surrounding land prices, causing the villa’s price to rise accordingly.

Fortunately, since the system’s calculation method only counted 10% of fixed assets toward system funds, although the villa had increased by 2 million, it only meant an additional burden of 200,000 on the system funds, which was still within an acceptable range.

In any case, this desperate measure of drinking poison to quench thirst had worked!

Pei Qian finally breathed a sigh of relief.

In his field of vision, the light screen continued to appear.

【This cycle’s special task: Both profit and loss are the way of business. The host seems overly fixated on temporary profits, which is not the mindset a business genius should have. It is recommended to achieve a loss in the next settlement. (Completed)】

【Special task completion reward: A mysterious surprise within the system rules. (Can be claimed)】

“Here it is, the special reward!”

Pei Qian was a bit excited, after all, he had gone to such great lengths this cycle, organizing the digital festival event and rushing to spend money. On one hand, it was to convert more money through losses, and on the other hand, it was to claim this special reward.

【System reward obtained: Rule adjustment (Charity)】

【An excellent entrepreneur must be enthusiastic about public welfare, frequently participate in charitable activities, and make outstanding contributions to society.】

【Every excellent entrepreneur should have a correct view of wealth: possessing wealth means shouldering more responsibility. This wealth does not belong to the individual but is entrusted by society to the individual to manage it better.】

【The system restriction on charitable activities is lifted. Starting from the next cycle, the host can engage in limited charitable activities. Each cycle, the maximum system funds consumed by charitable activities must not exceed 50% of the initial system funds for that cycle.】

【This reward will take effect after the system upgrade.】

“Huh?”

Seeing this long string of explanatory information, Pei Qian was a bit confused.

He had thought it would be some simple and crude reward, like an “African Spray” that would bring bad luck when sprayed, causing him to lose money frantically in the next cycle while lying in bed, with good news coming from everywhere.

But it wasn’t.

The special reward that Pei Qian had been thinking about turned out not to be a physical reward, but a simple adjustment to the existing rules of the system.

In the original system rules, using money for charitable causes was part of “malicious loss” and was forbidden.

But now, it had been loosened somewhat.

“Uh, so it means that in each cycle, I can get a fixed amount of money to use for charitable activities?”

“That’s great!”

Pei Qian understood very well that any new area to burn money was extremely precious!

Many times before, it was because he had several million that he couldn’t spend despite racking his brains, so he couldn’t avoid a loss.

But this time, the system stipulated that half of the initial system funds for the cycle could be used for charitable causes.

Simply put, if the starting funds for the next cycle were 10 million, then Pei Qian could take out 5 million to use for charity.

That’s a considerable sum of money!

This way, Pei Qian effectively gained another avenue for spending, reducing his burden by 5 million in the next cycle.

But the other rules remained unchanged. Pei Qian still had to ensure that the company’s capital chain wouldn’t break, and on this basis, the more losses, the better.

However, this new reward would not take effect immediately but needed to wait for a “system upgrade.”

The light screen in Pei Qian’s system appeared again.

【Next settlement time: 150 days later】

【System funds to be replenished, target amount: 10 million】

【System funds 4.06 million being replenished…】

【System funds replenishment complete.】

【System funds: 10 million + 840,000】

【Fixed assets: Mingyun Mountain Villa residential property (8.46 million)】

【Personal property: 1.83 million】

【Before entering the next settlement cycle, the system will undergo an update and upgrade. Please read the update instructions carefully.】

Indeed, this was a responsible system.

Pei Qian began to examine the so-called “system update instructions.”

【Considering factors such as Tenda Group’s industry scale, system funds amount, and host’s personal property, the system can be updated and upgraded to version 2.0.】

【Affected by the Matthew Effect, the original profit and loss conversion ratios will be adjusted.】

【The original profit conversion ratio was 100:1, and the loss conversion ratio was 1:1】

【After adjustment, the profit conversion ratio will be 1000:1, and the loss conversion ratio will be 10:1】

【To compensate the host, after upgrading to system version 2.0, the following benefits will be obtained:】

【1. Each cycle, if the wealth conversion value reaches above 200,000, a mysterious reward within the system rules will be awarded.】

【2. One week before settlement, if there are products not yet released, settlement can still proceed. However, there can be at most one such product per cycle, and it must be released before the next settlement.】

“What???”

Pei Qian was dumbfounded. The first thing he saw was the heartbreaking ratio change!

What the hell was this!

He carefully read through this long string of instructions again.

Pei Qian certainly knew what the “Matthew Effect” was. Simply put, it means that any individual, group, or region, after achieving success and progress in a certain aspect (such as money, reputation, status, etc.), will generate a cumulative advantage and have more opportunities to achieve greater success and progress.

And when applied to economics, it reflects the economic phenomenon of “winner takes all” in income distribution inequality.

In simple terms, the Matthew Effect means “the rich get richer, the poor get poorer.”

The system believed that, considering factors such as Tenda Group’s industry scale, system funds amount, and personal property, affected by the Matthew Effect, the difficulty of both profit and loss had greatly decreased compared to the previous stage.

Therefore, the system needed to adjust the wealth conversion ratio.

Pei Qian was very frustrated.

“Damn! Stingy system!”

“I just fleeced you once! It was only a little over a million in total!”

“Can’t you let me fleece another million? So stingy!”

But Pei Qian also knew very well that this adjustment would come sooner or later.

As the industry scale grew larger, both profits and losses would increase exponentially.

Using 50,000 yuan of system funds to earn a million, or using 10 million of system funds to earn a million—the difficulty was worlds apart.

The system didn’t intend to allow the difficulty to decrease.

However, the system was still fair. After adjusting the wealth conversion ratio, it also provided some benefits as compensation.

The system reward Pei Qian received this time was the ability to set aside money for charity, which was very useful.

And after upgrading the system, similar rewards would become permanent, available every settlement cycle.

At the same time, the system was also more lenient on settlement requirements, meaning Pei Qian could extend the development cycle of a product to two settlement cycles.

This might not seem like much, but its significance was enormous!

The current settlement cycle is 4-5 months. If one product remained unreleased, it wouldn’t affect the settlement. This meant Pei Qian could continue to burn money frantically on this product, rushing to create losses, as long as he ensured the product would go online before the next cycle’s settlement.

And in the next cycle, he could switch to another product.

It could be said that the difficulty of making losses had greatly decreased!

Pei Qian thought for a few minutes and decisively made a decision.

“Upgrade.”

“You’re so formal explaining the rules to me, but I think I don’t have a choice…”

Pei Qian was very frustrated. On the surface, it seemed like he could choose to upgrade or not.

But if he didn’t upgrade, the system wouldn’t enter the next settlement cycle, and the previously obtained charity rule reward wouldn’t take effect.

Pei Qian would also lose the opportunity to fleece the system again.

Of course, Pei Qian could also invest the more than 1.8 million he had to earn more money.

But… Pei Qian didn’t plan to do that.

In the last cycle, Pei Qian had fleeced the system of more than 1.4 million in just four months, finally unlocking the correct way to use the system. Now, to ask Pei Qian to set aside the system and figure out how to make money on his own?

That would just be asking for trouble!

Moreover, as the saying goes, it’s not scary for a second-generation rich person to indulge in food, drinks, and entertainment; no matter how much they spend, they’re unlikely to squander the family fortune. What’s truly terrifying is investing your own money—that’s what can make even your father cry.

Pei Qian had just accumulated this sum of money with great difficulty. If he were to do some business on his own and then lose money, wouldn’t that make him cough up blood on the spot?

So, it was still more profitable to honestly fleece the system!

After the upgrade was successful, Pei Qian looked at the system panel again.

【Fortune Conversion System 2.0】

【Host: Pei Qian】

【Profit conversion ratio 1000:1, Loss conversion ratio 10:1】

【Next settlement time: 150 days later】

【System funds: 10 million + 840,000】

【Fixed assets: Mingyun Mountain Villa residential property (8.46 million)】

【Personal property: 1.83 million】

【This cycle, if the wealth conversion value reaches above 200,000, a mysterious reward within the system rules will be awarded.】

【One week before settlement, if there are products not yet released, settlement can still proceed. However, there can be at most one such product, and it must be released before the next settlement.】

Pei Qian leaned back in his chair, exhaling deeply.

This cycle was finally over!

Although he had experienced many twists and turns during this period, at least he had successfully achieved a win in the end.

Succeeding in making a loss once was worth more than the wool fleeced from making a profit ten times.

Although the loss conversion ratio had decreased after the system upgrade, the system funds would continue to increase in the future. Assuming the initial system funds increased to 20 million or 30 million in the future, losing 10 million would still convert to 1 million in personal property.

Moreover, now the system was more lenient, allowing one unreleased product, plus the current 5 million charity quota, making losses should be easier!

Hmm, not a big problem, the future still looked bright!